I have a negative am loan which i was tricked into getting by my broker but thats another story, anyways my wife loves this home and i do not want to sell it but im afraid i wont be able to afford it if i were to refinance at the current rate, i have 2 more years before i can refinance without a penalty and i currently have about 90k in equity. What can i or should i do?? whats a great loan that’s out there that can help me out until i can better stabilize myself economically, my wife is going to school and works part time so i cannot afford a higher payment now, she should finish school in about 1 1/2 years and might be better off financially then. What is a good loan that can help me out and have a low payment and not negatively amortize??
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